Terms and Conditions
1. Not Financial Advice
The EasyFinancialPlanner is an educational and simulation tool only. The information provided, including all projections, charts, and calculations, does **not** constitute financial, investment, tax, or legal advice. We are not financial advisors, and this tool is not a substitute for professional financial planning.
2. Simulation Accuracy
All results generated by this application are simulations based on the inputs and assumptions provided by the user. Financial markets are unpredictable, and past performance is not indicative of future results. The simulations may contain errors, omissions, or incorrect calculations. **Do not rely on these simulations for making actual financial decisions.**
3. Data Privacy and Storage
Your financial data is stored **locally** in your browser using IndexedDB. While we use encryption for your portfolio data, you are responsible for maintaining the security of your device and your password. We do not have access to your private financial data.
4. Limitation of Liability
To the maximum extent permitted by law, EasyFinancialPlanner and its creators shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use this tool, or from any decisions made based on the information provided herein.
5. Acceptance of Terms
By using this application, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree, please stop using the application immediately.
Last updated: 7/30/2026